MCAP Blog

Thinking about buying your first home? For many Canadians, becoming a homeowner right now is a challenging goal. In an effort to help make homeownership more attainable for all Canadians, especially younger Canadians in the Millennial and Gen Z demographics, the government is implementing some changes that could help first-time homebuyers purchase their first home.

Buildings are a significant source of energy consumption and greenhouse gas (GHG) emissions in Canada. In fact, Canada's homes and buildings account for 13% of national GHG emissions. Introducing more energy efficiency when developing new or retrofitting buildings can help address climate change in a meaningful way – plus increased energy efficiency can provide other advantages for builders, owners and tenants.

If you’re a homeowner, building equity in your home is a little like long-term investing – you are building wealth in an asset that, in turn, will boost your net worth. As the value of your home increases and the balance of your mortgage decreases, you’re building equity that could potentially be used to support your other financial goals. Discover 4 ways you can actively build equity in your home.

With summer nearly upon us, now is the perfect time to prep your home for the season. Summertime brings with it the promise of sunshine, outdoor activities, clear nights and maybe even some fun in the water – but there is also some work to do around the house in order to truly enjoy all that the season brings. Here are six ways to prepare your home for summer.

Leo St-Germain has been with MCAP since the inception of the Commercial Mortgages Group – today, he is the Vice President of Origination, leading a large team of originators .