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Co-Buying a Home: Is Sharing Ownership the Key to Getting into the Market?

Publish Date : 2025-09-18

For many first-time buyers, breaking into the housing market can feel overwhelming. Rising home prices, high interest rates, and strict lending requirements can make homeownership feel out of reach. But an alternative path is starting to gain traction: co-buying a property with family, friends or in some cases, even like-minded strangers.

Meet Sara Ghalandary: Employee Spotlight Series

Publish Date : 2025-08-19

Throughout her 20-year career with MCAP, Sara has progressed through a series of roles, bringing with her new experiences, skills and connections that have helped her thrive in the next new position. An advocate for ongoing learning and seizing opportunities, Sara has shaped her journey with the broad range of support available at MCAP.

What to Expect for Your Multi-Unit Property Appraisal

Publish Date : 2025-08-12

If you’ve invested in a multi-unit property or are interested in doing so, you may have heard of Canada Mortgage and Housing Corporation’s (CMHC) change to multi-unit applications. CMHC now requires that all multi-unit applications for term loan applications include an appraisal, whereas previously this requirement only applied to properties with less than 25 units.

When Is the Right Time to Refinance Your Mortgage?

Publish Date : 2025-08-05

If you're a Canadian homeowner, refinancing your mortgage can be a smart way to lower your monthly payments, access home equity, consolidate debt, or even become mortgage-free sooner. But timing matters. Knowing when to refinance — and when it might cost you more than it saves — can make all the difference.

Tips for Buying and Selling a Condo

Publish Date : 2025-07-21

The number of condo units in Canada is steadily rising, with condominiums accounting for roughly 15% of the country’s housing. In major urban centres like Toronto and Vancouver, this share is considerably higher, with condos representing between 25% and 35% of occupied homes.