MCAP Blog

The Employee Spotlight series highlights our employee's expertise and MCAP journeys Director, Middle Office - Finance, Kevin Melchior.

As your mortgage becomes more manageable and your income grows, you may find yourself with extra money to put toward your financial future. Whether it comes from a raise, bonus, tax refund, or inheritance, you may be asking yourself: should you use it to pay down your mortgage or invest it elsewhere?

From creating safe and welcoming workspaces to supporting employees across the country, Sylvia Rodney-Clarke plays an essential role in shaping positive employee experiences at MCAP.

When buying a home, the property type you choose is just as important as the price you pay. Condos, townhouses, and detached homes each come with different financial commitments, maintenance responsibilities, and lifestyle considerations.

Property taxes are one of the most predictable costs of homeownership, and also one of the most misunderstood. They fund essential services in the community, but the way they are calculated, billed, and adjusted can vary widely depending on where you live. Without a clear understanding of how property taxes work, homeowners can be caught off guard by unexpected bills, penalties, or missed savings opportunities.