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MCAP Blog

Gain new insights, perspectives, and knowledge through our collection of articles.

Understanding Construction Bonds and CMHC’s New Requirements

Publish Date : 2025-06-25

On November 15, 2024, the Canada Mortgage and Housing Corporation (CMHC) implemented changes to its multi-residential construction financing program requirements, to areas such as appraisals, accessibility criteria and environmental site contamination polices, to name a few. Another area that received an update and may be of particular interest to borrowers, developers and investors is construction bonding. In this blog, we’ll explain what construction bonding is, the new requirements and what this means for borrowers.

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Meet Antonella Agati: Employee Spotlight Series

Publish Date : 2025-05-30

Antonella has a unique role in that it touches every area of the business, with the overarching goal of building and sustaining a high-performance culture and engaged workforce. She is responsible for HR governance and compliance, employee relations, workforce and talent planning, learning and a number of initiatives and programs.

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Debunking 5 Common Mortgage Myths

Publish Date : 2025-05-13

Mortgages can be a mystifying topic for many Canadians, and there are plenty of misconceptions out there. These mortgage myths can cause confusion and may even deter potential buyers from pursuing their homeownership dreams. Here, we debunk five common mortgage myths, offering clarity and confidence to anyone thinking about buying a home.

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Get to Know the “We Love Our Community” Team

Publish Date : 2025-04-28

Giving back to the communities where we live and work is important to us. Through MCAP’s different initiatives and programs, our employees are able to lend a hand, support growth and make a difference. One way we’re able to impact a positive change is through our employee-led “We Love Our Community” team. We spoke with the team’s leader, David Greenwood, SVP Single Family, to learn more about the team and all they’ve been able to accomplish.

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Meet the MCAP Development Finance Group Team: Michael Roulston

Publish Date : 2025-04-22

Michael Roulston has been part of the MCAP team for three decades. Starting out in Toronto before making the move to Calgary, he has spent much of his time on new loan origination, especially on real estate development loans with most of his experience being heavily transaction-oriented.

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