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About MCAP

MCAP is Canada’s largest independent Mortgage Finance Company. MCAP originates, trades, securitizes and services residential, construction and commercial assets on behalf of institutional investors.

Trusted by Canadians for over 35 years

MCAP has been driven to provide exceptional value for our customers in our chosen markets. We operate, while upholding the highest standards of trust, compliance, and integrity. We provide market-leading funding solutions providing superior value for our borrowers and investors.

MCAP Corporate Video
MCAP Residential Video
MCAP Commercial Video
MCAP Development Finance Video

$150 B

In assets under management


Homeowners across Canada


Employees in offices across Canada


Institutional Investors

Why partner with MCAP

Whether you’re a broker, investor or looking for an outsourcing partner, our broad experience in the mortgage industry means we consistently deliver value to everyone we do business with. We are committed to working with you to support your objectives. Learn more about becoming an MCAP broker
Learn more about becoming an investment partner
Learn more about our outsourcing solutions

Why Choose MCAP?

Independent Mortgage Finance Company

As Canada’s largest independent Mortgage Finance Company, MCAP has the access to capital and the expertise to offer a variety of competitive, industry-leading solutions to complex opportunities and challenges. We believe our business model and our industry expertise allow us to provide superior value to our customers: residential homeowners, commercial borrowers, residential land developers, and institutional investors.

Experienced & Dedicated

Our people are our greatest asset, and we are proud to both attract and nurture talent and develop long-term employees that bring extensive market knowledge, technical expertise and industry relationships to our company. Our people have allowed us to build strong, long-standing relationships with major Canadian financial institutions, borrowers, and brokers that ensure we deliver the high-quality of service our customers need.

A Scalable Platform

We are national in scope and administer thousands of mortgages across Canada. With employees across the country and our robust technology platform, we are able to adapt to changing market conditions and continue delivering outstanding value to our customers and partners every day.

Our Executive Team

Meet MCAP’s leaders who champion our mission and guide our strategic direction.

Executive Team

History of MCAP

In 1981, three individuals had a vision to form an independent provider of financial solutions, providing superior expertise in specific markets. Beginning with the acquisition of Interior Trust, the MCAP story has been evolving over the last 35 years.

Our Commitment to Giving Back

MCAP has a long history of corporate philanthropy and giving back to the communities in which we work. Learn more about our community involvement and the impact we are so proud to be making.