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Switching to MCAP

Looking for a new mortgage lender? You’ve come to the right place. We can help you find the right mortgage for your needs.

Why switch to MCAP?

Sometimes your needs change and switching lenders makes sense. Here are three reasons to help you make the switch to MCAP.

A Partner You Can Trust

We are dedicated to helping our clients reach their home buying dreams.

Flexible Payment Options

We offer payment schedules and options to fit your lifestyle and goals.

Online Self-Serve Portal

Once you’re an MCAP homeowner, take advantage of the MyMCAP homeowner portal to handle all your mortgage needs.


Switch to MCAP in 3 easy steps

  • Start looking at your options

    Before your existing mortgage expires, take a look at the mortgage options we offer.

    Mortgage products
  • Contact a mortgage broker

    Once you’ve done some groundwork, a mortgage broker can help guide you in the right direction.

    Find a broker
  • Gather your paperwork

    See what documents you need to make the switch to MCAP. Don’t worry, we make it easy!

    Mortgage documents

Paying your property taxes

MCAP offers the option to pay your property taxes with your MCAP mortgage, giving you one less bill to worry about.

PROPERTY TAX SERVICE Paying your property taxes

Why use a mortgage broker?

Watch our quick video to understand the benefits of using a mortgage broker.

WATCH THE VIDEO Why use a mortgage broker?

Pay down your mortgage faster

Get some tips on how to become mortgage-free faster.

WATCH THE VIDEO Pay down your mortgage faster

Get Started

For questions, rates, or to start a mortgage application, professional mortgage brokers are available to help.

Related Links

Applying for a Mortgage

Applying for a Mortgage

When most people start looking for a home, they’re likely to make a list of ideal locations, how many rooms they’d like and other must-haves for their property. Not too many will think about applying for a mortgage or what to prepare to make the process easier. To help prospective homeowners, in this part of the Mortgage Basics series, we’ll be looking at the mortgage application process, what you’ll need and what to expect.

Winning the MyHome Sweepstakes: A Conversation with the Property Taxes for a Year Recipient

Winning the MyHome Sweepstakes: A Conversation with the Property Taxes for a Year Recipient

Owning a home is an ongoing financial commitment — between mortgage payments, taxes, regular maintenance, electricity, internet and more, there are many expenses to stay on top of. At MCAP, we try to make homeownership a little easier — and more fun — through our MyHome Sweepstakes.

Paying your property taxes with MCAP

Paying your property taxes with MCAP

What are property taxes? What is MCAP's property tax service? How does it make life easier for you? Watch this video to discover the answers to these questions and more.



MCAP has a long history of helping Canadians achieve their homeownership dreams. Discover what makes MCAP stand apart, why homeowners have been choosing us for over 35 years, and how our commitment to the community is helping build affordable homes for Canadian families.