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Commercial Mortgages

For over 35 years, MCAP has provided reliable, flexible financing for industrial, commercial, office, retail, and multi-unit residential properties such as student and senior housing, and social and affordable properties across Canada.

Offering a range of solutions and a depth of experience

MCAP is the largest independent Mortgage Finance Company in Canada. Our solution-focused approach leverages the in-depth knowledge and market-leading experience of our Commercial Mortgages team, enabling us to meet the diverse needs of our clients. We offer tailored programs for both direct clients and mortgage brokers.

Why Choose MCAP Commercial

Financing Options

A range of conventional and insured financing solutions available nationally


in commercial mortgages under administration

Competitive capital

is consistently available with flexible terms and a history of closing efficiency

Contact our Commercial Mortgages Team

Our relationship managers are ready to work with you to find the best solution for your unique needs.


Loan Servicing Solutions

Discover the benefits of outsourcing your mortgage portfolio with MCAP.

LEARN MORE Loan Servicing Solutions

Invest with MCAP

MCAP provides investors with unique opportunities to invest.


A partner you can trust

MCAP originates, underwrites and service mortgage assets across the country. Learn more about MCAP.

LEARN MORE A partner you can trust

Related Links

A Practical Guide to MCAP Commercial Term Financing (Direct Clients)

A Practical Guide to MCAP Commercial Term Financing (Direct Clients)

Within MCAP’s Commercial Mortgages Group, we understand the importance of each Commercial Real Estate financing transaction. Whether we are working on a first-time purchase or a refinance for a long-standing client with a large portfolio, each member of our deal team is a committed expert partner and driven to deliver the best product and service according to the goals and strategy of the client. MCAP’s approach to each financing transaction allows our clients to focus on what they do best, managing their real estate.

Working With a Commercial Mortgage Broker

Working With a Commercial Mortgage Broker

Looking to invest in a commercial real estate property? Learn how a commercial mortgage broker can help negotiate you through the market and arrange financing.

 How a Commercial Bridge Loan Can Help You Seize Real Estate Opportunities

How a Commercial Bridge Loan Can Help You Seize Real Estate Opportunities

When you want to act quickly on a commercial real estate opportunity, there isn’t typically the time to arrange permanent financing – you need the flexibility to move immediately with financial backing to close the transaction. This is where a commercial bridge loan comes in.