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MCAP Blog

Gain new insights, perspectives, and knowledge through our collection of articles.

Tips for Buying and Selling a Condo

Publish Date : 2025-07-21

The number of condo units in Canada is steadily rising, with condominiums accounting for roughly 15% of the country’s housing. In major urban centres like Toronto and Vancouver, this share is considerably higher, with condos representing between 25% and 35% of occupied homes.

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Winning Stories from Our MyHome Sweepstakes Homeowners

Publish Date : 2025-07-16

For MCAP homeowners, one of the best perks about having a mortgage with MCAP is the opportunity to participate in our exclusive contest, MyHome Sweepstakes. This contest, that is run annually, gives homeowners the chance to win amazing prizes like a property tax payment for the year, thousand-dollar gift cards, and even a mortgage payment of $4,000!

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Debunking 5 Common Mortgage Myths

Publish Date : 2025-05-13

Mortgages can be a mystifying topic for many Canadians, and there are plenty of misconceptions out there. These mortgage myths can cause confusion and may even deter potential buyers from pursuing their homeownership dreams. Here, we debunk five common mortgage myths, offering clarity and confidence to anyone thinking about buying a home.

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Spring Home Maintenance Checklist for Homeowners

Publish Date : 2025-04-04

Spring is in the air – a time when Canadians look forward to warmer weather, more daylight, and the welcome disappearance of snow and ice. But the change in seasons isn’t just something that happens in nature. It’s a cue for homeowners to refresh and maintain their homes. After months of harsh winter conditions, a little attention now can get your home ready for the season ahead. The checklist below covers some important spring home maintenance tips to help you tackle essential tasks and keep everything running smoothly.

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3 Common Mortgage Renewal Mistakes and How to Avoid Them

Publish Date : 2025-03-19

If you have a mortgage, chances are you’ll have to renew your mortgage contract a few times before your mortgage is paid off. Mortgage renewals are a typical part of the mortgage lifecycle, but many homeowners are caught off guard when it’s time to renew.

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