Mark Aldridge

President and Chief Executive Officer,
Toronto, ON

Mark Aldridge was appointed as MCAP's President & Chief Executive Officer on July 5, 2018. Mark is responsible for the planning, direction and overall profitability of all activities relating to the operations of MCAP's lines of business: Capital Markets, Single Family, Commercial Mortgages, Investor Relations and Development Finance. In this role, Mark prepares, executes and oversees MCAP's annual business plan and long term strategic plan in order to optimize MCAP's long-term sustainable earning​s and value, while preserving its assets, capital and reputation. Prior to becoming President and Chief Executive Officer, Mark was MCAP's President and Chief Operating Officer since 2013. He was Executive Vice President and Chief Financial Officer from 2006 to 2013. He was responsible for all aspects of the enterprise's financial affairs including financial reporting, treasury and capital markets. Mark also advised the Executive Management Committee and the Board of Directors on strategic initiatives, acquisitions and distribution of assets. Mark joined MCAP in 2001 as Vice President and Corporate Controller. Mark is a Chartered Professional Accountant. He earned his Chartered Accountant designation at Ernst and Young. He has a Bachelor of Commerce, Honours from McMaster University.

Heather Baker

Executive Vice President, Corporate Services,
Toronto, ON

Heather Baker joined MCAP in 2002 and is currently responsible for overseeing corporate functions: Information Technology, Human Resources, Facilities and Marketing & Communications. In her role, she is accountable for the planning and direction of all corporate service activities that support the development of a highly successful and efficient organization. During her tenure at MCAP, Heather has held progressively senior positions in the Finance and Internal Audit departments and prior to this role was most recently SVP, Finance. Heather holds a Bachelor of Business Administration from Wilfrid Laurier University and is a Chartered Professional Accountant (CPA, CA).

Robert Balfour

Managing Partner - Development Finance Group,
Calgary, AB

Robert (Bob) is responsible for the strategic direction and operations of the construction and development finance line of business for MCAP nationally. Development Finance services the Canadian real estate market focused on residential and commercial construction loans, value-added capital requirements (mezzanine and equity structures) and loan investment management. Operating from three offices regionally located in Vancouver, Calgary, Edmonton and Toronto; the Development Finance group contracts with its Developer/Borrower clients to arrange financing on a focused & targeted basis. MCAP’s Development Finance group structures each investment transaction on its merits directing the origination to the investor clients best suited for the investment based upon product, location, pricing, capacity, developer history and experience. Bob has been with MCAP since 1994 and active in real estate finance since 1975. His real estate finance experience is extensive from direct lending, real estate brokerage (as owner principal) and mortgage banking with MCAP DFG. He is a licensed mortgage and real estate broker and is a past President of the Alberta Mortgage and Loans Association. Bob currently sits on a private Advisory Board , is a member of an executive peer mentor group and an active Rotarian.

Paul Bruce

Executive Vice President - Single Family Residential,
Toronto, ON

Paul Bruce is responsible for the strategic direction of MCAP’s Single Family Residential mortgage business. He joined the company in 1992. In his 25+ years at MCAP and its predecessor companies, Paul has held various senior positions and responsibilities including the oversight of Sales, Underwriting, Risk Management, Mortgage Servicing, Subservicing, Default Management and Mortgage Investigations. Paul is a key member of the leadership team responsible for Mergers and Acquisitions. In 2012, MCAP completed the acquisition of the ResMor mortgage portfolio (the 4th largest mortgage acquisition in Canada) and more recently, MCAP acted in an advisory capacity with RFA’s acquisition of Street Bank (the second largest acquisition in Canada). As seasoned mortgage industry executive, Paul has successfully led MCAP through acquisitions, expansion and changing economic cycles.

Brian Carey

Chief Financial Officer and Executive Vice President,
Toronto, ON

Brian Carey is Chief Financial Officer and Executive Vice President of MCAP Commercial L.P. and its subsidiaries. He is responsible for managing MCAP's corporate and trust assets and liabilities, ensuring the company is in compliance with all its obligations regarding funding and hedging programs, and preparing the financial reporting for all its entities. This includes ensuring that financial controls are in place to safeguard the assets of MCAP and its clients, as well as adhering to regulatory financial reporting requirements and corporate governance.  Brian is a member of the Executive Management Committee and advises the Board of Directors on MCAP's financial affairs and results. He supports the CEO on strategic initiatives including acquisitions, divestitures and their impact on MCAP's corporate structure. A Chartered Professional Accountant (CA), Brian joined MCAP in 2007 as Vice President and Controller. He was subsequently promoted to Senior Vice President Finance & Treasury in 2012. He has significant experience in raising capital, managing debt, mergers and acquisitions, and an extensive background in finance, accounting and credit risk. Prior to MCAP, Brian was a Public Accountant at Arthur Andersen and worked in the Credit Risk Management Group at the Office of the Superintendent of Financial Institutions. He has a Bachelor of Business Administration from Wilfrid Laurier University, and an MBA from the University of Toronto's Rotman School of Management.

Don Ross

Executive Vice President - Corporate Strategic Initiatives,
Toronto, ON

Don Ross is Executive Vice President, Corporate Strategic Initiatives, and has held several senior positions during his 20-plus years at MCAP. Over that span, Don has been involved in commercial asset management, loan servicing, investor relations, commercial lending, investment management, capital markets and structured finance. He has originated loans, been a member of MCAP's investment committee, and been instrumental in several corporate acquisitions. Currently, he provides clients with investment opportunities in MCAP's product lines, from managed mortgage funds to loan syndications to securitization structures. Don's vast experience in the real estate industry has allowed him to forge key business relationships with Canada's major financial institutions. He has an Honours Bachelor of Business Administration ​degree from Wilfrid Laurier University.

Jason Wright

Executive Vice President, Capital Markets,
Toronto, ON

Jason Wright joined MCAP in 1999 and is responsible for funding and securitization activities relating to MCAP’s single-family and commercial mortgage originations. He leads the Capital Markets Group which is responsible for: interest rate risk management activities, third-party mortgage sales, executing various securitization transactions including ABCP, CMB and NHA-MBS, developing and managing certain third-party investor relationships and related reporting and compliance activities. Jason earned his Bachelor of Business Administration (Honours) at Wilfrid Laurier University and is also a Chartered Financial Analyst.

Mark Yhap

Managing Partner - Commercial Mortgages,
Toronto, ON

Mark Yhap is the Managing Partner of MCAP’s Commercial Mortgages Group and is responsible for growing MCAP’s commercial platform on a national basis. Mark leads a team of professionals dedicated to originating, underwriting and servicing commercial mortgages across Canada. The commercial group’s growth can be attributed to the high trust relationships it enjoys with its customers and investors that was built upon delivering on its commitments. Mark joined MCAP in 1989, and has held a variety of positions encompassing loan origination, underwriting, investor relations, structured finance and fundraising. As seen through his different roles, Mark’s greatest passion in life is growth through continuing education and experience while being in alignment with his core values of integrity, accountability and servant leadership. Mark graduated from Wilfrid Laurier University receiving his Bachelor of Business Administration and is a Chartered Financial Analyst.