MCAP Blog

In the colder months of the year, your home is your haven, providing warmth, comfort and respite from the elements. So, it’s important that it is well-prepared for the ultimate layers of snow and ice that can settle around it, and the below-freezing temperatures that arrive with the season.

For homeowners – as well as prospective homeowners – financial health is crucial to being able to cover the cost of homeownership. From saving for a down payment to paying for unexpected repairs to having enough to cover the regular bills that come with owning a home, a healthy financial foundation is essential to long-term security and well-being.

Smart home technology has evolved rapidly in recent years as the variety, capability and usage of smart devices have all skyrocketed. Canadians invest in smart home technology for a variety of reasons. One of the most significant benefits is the security smart devices offer to homeowners, given the ability to remotely monitor devices from within and outside the home. Discover some of the best smart home devices that can help you achieve security, sustainability and cost savings.

There’s a lot to consider when you own a home. From lawn care to furnace maintenance, checking your smoke alarms to checking the waste collection schedule, homeownership requires you to stay on top of many different things. One particularly important area is your household expenses. Homeowners should understand and budget their property tax bill based on the relative size and frequency. Knowing what it covers, how often it needs to be paid, and your options for paying it can help you plan for this expense as a homeowner. Here are 5 things to know about property tax.

For homeowners, renewing a mortgage is a significant milestone that offers both opportunities and challenges. When it’s time to renew, you can re-evaluate your mortgage needs, assess your options, and choose a mortgage that fits your current financial and lifestyle needs.