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Your Expert Partner

MCAP originates, underwrites and funds mortgages for commercial properties on a conventional and CMHC Insured basis across Canada. Our team has strong, long-standing relationships with borrowers and brokers, providing us with a deep pipeline of opportunities for our investor partners. Borrowers and brokers make MCAP their first choice because we have the expertise, dedication to service excellence and proven track record of successfully completing transactions quickly and professionally. They know MCAP is their Expert Partner – let us be your Expert Partner too!

New Loan Origination

New loan origination and funding is centralized out of MCAP’s Toronto office which generates opportunities through long standing direct borrower relationships and an extensive broker distribution network which includes selected CMHC mortgage correspondents.

Asset Management

MCAP offers full underwriting, credit adjudication, deal analysis and portfolio management to our investor partners. We provide our investors with a complete credit analysis allowing them to focus on the investment decision and portfolio strategy.

Loan Servicing

MCAP provides customized loan servicing solutions for pension funds, life insurers, banks and other institutional lines of business. Investors who outsource with us enjoy the benefits of being able to focus on key investment decisions for their mortgage portfolios while we take care of all the back end paperwork for you. MCAP's team of dedicated commercial funding and servicing specialists administer loans held by both whole loan portfolio investors and public capital market entities.

We are proud to be the first commercial mortgage servicer in Canada to achieve the rating of "above average" from Standard & Poors.

Institutional investors looking to outsource their mortgage portfolios choose MCAP because we offer a full service package that includes:

  • Proven and experienced staff MCAP's broad and specialized servicing team have the practical and professional experience in all economic conditions to provide the best in expert service to our investors. 
  • Flexible servicing technology MCAP seeks to understand your business requirements and customizes our service offering to reflect your individual needs, ensuring the information and level of service your stakeholders expect. 
  • Multiple servicing platforms MCAP provides targeted lending for all industries, and we can tailor our service offering to meet your needs, no matter how simple or complex. 
  • Institutional controls, regulatory requirements and disaster recovery programs As a rated servicer and CMHC approved lender, MCAP meets all regulatory and institutional requirements, including audit and insurance standards, anti-money laundering and business continuity planning. 
  • Information security Maintaining the integrity of your personal financial information is one of our top priorities. By providing the latest technology and ensuring our staff stay up to date on security issues, MCAP takes every precaution to keep your data safe. 
  • Financial strength Since 1981, MCAP has been serving the mortgage industry and is one of the largest independent lenders in Canada. With more than $140 billion in assets under management, we are a solid, long-standing and respected financing alternative to traditional products for borrowers and investors alike.
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