Mortgage Documents
Find the documents needed to complete and expedite the mortgage process.
Making the mortgage process easier
Several documents need to be completed and submitted in order to fulfill the requirements of the mortgage process. Here, MCAP clients and their solicitors can access the necessary documents in one place.
View all mortgage documents
E-Registration
The province of Ontario provides a remote electronic registration system for land title documents. Documents will be created in an electronic environment, with limited exceptions.
The e-reg system is a gateway to the POLARIS® database and offers access to:
- Parcel registers/Abstract index from the POLARIS database
- POLARIS maps
- Copies of documents registered on title
- Copies of plans
To access mortgage schedules and other documents for your province, please click here for mortgage schedules and other documents.
Funds for Payout of Mortgage
Electronic Funds Transfer (EFT) Payouts Process
An Electronic Funds Transfer (EFT) is an exciting new way that we can accept funds for payout of mortgages.
This new process will eventually reduce paper cheques, and we believe this change will support improved efficiencies and a better experience for both Solicitors and Homeowners.
Below is the banking information for your convenience.
It is mandatory that immediately following the EFT submission, an email is directed to: payoutfunds@MCAP.com
The email must contain the following homeowner details:
- Name
- Full address
- Mortgage number
- Copy of wire confirmation
- Full amount of payout funds
- Attached file of supporting documentation or Letter of Direction
Beneficiary name and address
200 King St. West Suite 400
Toronto, ON M5H 3T4
Beneficiary bank name and address
First Canadian Place
100 King St. West
Toronto, ON M5X 1A1
Beneficiary bank account information
Bank ID: 0001
Transit: 00022
Acct: 1585-378
Swift ID: BOFMCAM2