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Ontario

Solicitors acting on behalf of MCAP and their clients can use this web page to download the necessary documents to expedite the Mortgage Origination Process.

Click on any of the links below to view and download the document that applies to either MCAP or Clarica based mortgages. Items flagged with a red asterix (*) are editable PDFs.

All Mortgages
Pre-Authorized Debit (PAD) Agreement (English) (PDF)*
Pre-Authorized Debit (PAD) Agreement (French) (PDF)*
Gift Letter (PDF)*
 


 

MCAP Mortgages
Standard Charge Terms : Ontario 2896-7-98 (PDF)*
Solicitor's Request for Mortgage Advance (PDF)*
Solicitor Identification Verification Requirements (English) (PDF)*
Solicitor Identification Verification Requirements (French) (PDF)*
Solicitor's Certificate for Mortgage Loan (PDF)*
Schedule B - VIP Select (English) (PDF)
Schedule B - VIP Select (French) (PDF)
Schedule C - Home Account (English) (PDF)
Schedule C - Home Account (French) (PDF)
Schedule E - Fixed Rate (English) (PDF)
Schedule E - Fixed Rate (French) (PDF)
Schedule F - VIP Basic (English) (PDF)
Schedule F - VIP Basic (French) (PDF)
Schedule H - VIP M-Power (English) (PDF)
Schedule H - VIP M-Power (French) (PDF)
Schedule I - FlexStar (English) (PDF)
Schedule I - FlexStar (French) (PDF)
Schedule J - Value Mortgage (English) (PDF)
Schedule J - Value Mortgage (French) (PDF)
Schedule K - Second Mortgage behind a Value First (English) (PDF)
Schedule K - Second Mortgage behind a Value First (French) (PDF)
Schedule L - 5 Year Fixed Rate with Sale Only Clause (English) (PDF)
Schedule L - 5 Year Fixed Rate with Sale Only Clause (French) (PDF)
Schedule M - 5 Year Variable Rate with Sale Only Clause (English) (PDF)
Schedule M - 5 Year Variable Rate with Sale Only Clause (French) (PDF)
Schedule N - VIP M-Power Value Mortgage (English) (PDF)
Schedule N - VIP M-Power Value Mortgage (French) (PDF)

 

 

 

   
Clarica/Sun Life Financial Mortgages
Standard Charge Terms : Ontario - 2896-C-7-99 (filing number 9818) (PDF)
Solicitor's Request for Mortgage Advance Cheques (PDF)*
Solicitor's Certificate for Mortgage Loan (PDF)*
Solicitor Identification Verification Requirements (English) (PDF)*
Solicitor Identification Verification Requirements (French) (PDF)*
Schedule E (PDF)