Do you want the peace of mind that comes with set payments? Then our fixed rate mortgages are a logical choice. All of these terms come with a fixed principal and interest payment that is guaranteed not to change for the entire length of the term selected.

6 Month Convertible Term

Not sure which way the markets are going? Our 6-month convertible mortgage will let you take a "wait and see" approach before you lock into a rate. At any time during the term of this mortgage you can convert to a longer term, fixed-rate mortgage without paying a penalty. You don’t have to wait until your term matures to take advantage of a change in interest rates. Simply contact us if you see a rate that you like, or feel that rates might be moving higher.

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1 Year Open Term

If you are looking for a mortgage without any restrictions, then our 1-year open mortgage is for you. Providing you with the ultimate in freedom, our "open" mortgage allows you to pay off any amount of principal with no interest penalty. Plus, at any time throughout the year you can early renew into any other term of your choice with once again no interest penalty.

1-10 Year Closed Term

MCAP 1-10 Year Closed fixed rate mortgages come with a fixed principal and interest payment that is guaranteed not to change for the entire length of the term selected. They are also eligible for a variety of MCAP loan programs including:

Find out more about Fixed Rate 1-10 Year Closed mortgage today.