Home > Residential Mortgages > Products > MasterCard
MCAP MasterCard® with WorldPoints®
MCAP is pleased to introduce the ultimate homeowner's credit card.
The card is being offered to all existing MCAP mortgage customers, but you do not have to have an MCAP mortgage to apply. MCAP MasterCard with WorldPoints is uniquely designed for homeowners and offers many benefits. Apply today and start earning WorldPoints you can use for a variety of things, such as‡:
- Paying down your mortgage

- Gift certificates
- Merchandise
- Flights with no restrictions
- and more
Click here to apply online or call toll-free 1-866-434-5393 for an instant decision, and quote priority code BN9O, Monday to Thursday, 8 a.m. to 9 p.m., Friday 8 a.m. to 7 p.m. (Eastern time).
Already have a card? Click here to view your statement.
Want to check your points balance or redeem points? Click here to access the WorldPoints website. To redeem points to pay down your mortgage , please call the WorldPoints redemption centre at 1-800-823-7037, and quote merchandise code WP2367.
‡ These are the highlights of the MCAP MasterCard WorldPoints Program as it pertains to this credit card. Complete terms and conditions describing eligibility of the program, MBNA WorldPoints accrual, redemption of MBNA WorldPoints, and other important conditions, limitations, and restrictions will be sent with your card. Some restrictions apply. Please read the terms and conditions carefully upon receipt.
This reward is only available to MCAP Residential Mortgages Platinum Plus MasterCard cardholders. To redeem WorldPoints for this reward, a cardholder must contact the WorldPoints Redemption Centre. Each multiple of 12,500 WorldPoints is equal to a prepayment in the amount of CDN$100.00 to be applied by MCAP to the redeeming cardholder’s MCAP mortgage account. MBNA Canada reserves the right to change the redemption value of the prepayment reward or to cancel the reward at any time without further notice. Redemptions will only be processed in multiples of the then applicable redemption value. Please allow approximately 6-8 weeks for the prepayment to be applied to your MCAP mortgage. All prepayments are subject to the terms and conditions of the redeeming cardholder’s MCAP mortgage. Please refer to your MCAP mortgage documents for further details. MBNA Canada Bank is the exclusive issuer and administrator of the MBNA Platinum Plus Credit Card Program in Canada. MBNA, MBNA Canada, MBNA Canada Bank, MBNA Platinum Plus, CreditWise, the MBNA logo and the tree symbol are all trademarks of FIA Card Services, National Association, used by MBNA Canada Bank pursuant to licence. MasterCard, MasterPurchase, Purchase Assurance and Master Rental are registered trademarks of MasterCard International, Incorporated used pursuant to licence.
|